How I make money.
No fine print.

When you click a “Switch now” or “Compare” button on SwitchDutch, you're taken to the provider's website through a special tracking link. This link tells the provider that you came from SwitchDutch.

If you sign up for a product (internet, energy, insurance, or a bank account), the provider pays me a one-time commission. This is typically between €30 and €100 depending on the product. You pay exactly the same price as if you had gone directly to the provider's website. My commission comes out of the provider's marketing budget, not your pocket.

If you click my link but don't sign up, I receive nothing. If you sign up weeks later through a different route, I also receive nothing. I only get paid when you actually become a customer through my link.

This model is called affiliate marketing and is used by many comparison sites, price guides, and review platforms. The difference is that I tell you about it clearly, instead of burying it in a privacy policy nobody reads.

Short answer: no. Here's why.

I show all major providers in each category regardless of whether they're in my affiliate program. If a provider pays me a higher commission, that does not move them up in my comparison table. I rank by price and features, not by who pays me the most.

I also clearly mark when a provider is not affiliated. This means I link to them without earning anything, because I believe you deserve to see the full picture.

My long-term goal is to be the most trusted resource for expats setting up life in the Netherlands. That only works if my recommendations are genuinely good. A bad recommendation that earns me €50 destroys the trust that makes this site worth anything.

I'm Danann Bartels, a software developer from the Netherlands.

I didn't build this because I'm an expat. I built it because I watched too many people around me, including colleagues, friends, and international students, struggle with something that shouldn't be this hard. Which internet provider? Which health insurer? Which bank actually works in English? The information exists, but it's scattered, in Dutch, and buried in comparison sites that care more about ad revenue than giving honest advice.

So I built the thing I wished existed. One place, in plain English, with nothing to hide.

SwitchDutch is an independent side project. There are no investors, no board, and no commercial pressure to push certain providers over others. Just one developer, keeping it honest.

If you spot an outdated price, a broken link, or just want to say hello, email hello@switchdutch.com. Every email gets read.

My affiliate links are managed through Daisycon and TradeTracker, two Dutch affiliate networks. These networks act as the middleman between me and the providers. They track clicks, verify sign-ups, and handle payments.

Current affiliate relationships:

• EnergyVattenfall, Eneco, Essent, Greenchoice (pending approval)
• Health InsuranceCZ, Zilveren Kruis, Menzis (pending approval)
• BankingING, ABN AMRO, bunq (pending approval)

Providers listed without an affiliate relationship are marked with a (no affiliate) label on their comparison card.